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Frequently Asked Questions
Filing for Social Security can feel like learning a foreign language. Here are the most common questions I get from retirees in the San Fernando Valley.
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Don't guess with your retirement. Let's look at your specific situation.
(818) 231-5244 Book a Free CallWhat is the difference between an RSSA® and my CPA?
While CPAs are phenomenal experts in tax law, they are rarely trained in the 2,700+ specific rules of the Social Security Administration. An RSSA® is specifically certified to use proprietary software to calculate exact claiming strategies that CPAs simply do not have access to. We often work alongside your CPA.
If I am divorced, can I claim benefits on my ex-spouse's record?
Yes, you often can. If your marriage lasted 10 years or longer, you are currently unmarried, and you are age 62 or older, you may be eligible to claim benefits based on your ex-spouse's record. We run the exact math to see if this yields a higher monthly benefit than your own personal earnings record.
What do I need to prepare for our free consultation?
Nothing! The initial 15-minute call is purely a relaxed conversation to understand your current situation, marital status, and general timeline. You do not need to pull tax returns or official statements yet.
Are my personal details and financial information secure?
Absolutely. As an RSSA® and a fiduciary, I am legally and ethically bound to protect your data. All calculations are run through highly secure, encrypted software. We never sell or share your information.
If I am already receiving benefits, is it too late for you to help?"
Not necessarily. If you claimed your benefits within the last 12 months, you have the right to "withdraw" your application, repay the benefits you've received, and restart your claim at a later date for a higher amount. Additionally, if your spouse recently passed away, we can help ensure you transition properly to survivor benefits.